Last Updated: July 6, 2026
Section 1 — Acceptance of Terms
These Terms of Use govern your access to and use of Benefit Guide NY (workersbenefitguide.com), an independent, educational website covering the medical side of New York workers’ compensation claims — treatment authorization, the Medical Treatment Guidelines, billing and formulary disputes, and how to obtain and review medical records connected to a claim. By browsing this site, reading any guide, or submitting a form, you agree to be bound by these Terms. If you do not agree to them, please stop using the site.
Section 2 — Disclaimer of Professional Advice and Liability
Everything published on this site is offered for general educational purposes only. It is not legal advice, not financial advice, and not medical advice, and it is not a substitute for consulting a licensed New York workers’ compensation attorney or a qualified treating physician about your specific situation. Benefit Guide NY is not a law firm and does not provide representation before the New York Workers’ Compensation Board. No attorney-client relationship, and no physician-patient relationship, is created by reading this site, submitting a contact form, or corresponding with us in any way.
This site, and all content on it, is provided strictly on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including without limitation any warranty of accuracy, completeness, timeliness, merchantability, or fitness for a particular purpose. To the fullest extent permitted by law, Benefit Guide NY, its owners, contributors, and affiliates shall have no liability whatsoever — direct, indirect, incidental, consequential, special, or punitive — arising out of or connected to your use of, or inability to use, this site, including any decision made or action taken in reliance on its content. This limitation applies even if we have been advised of the possibility of such damages.
Section 3 — Intellectual Property
All articles, guides, graphics, layouts, and other original content on this site are the property of Benefit Guide NY and are protected by copyright and other intellectual property laws. You may:
- View, read, and print individual pages for your own personal, non-commercial reference
- Share a direct link to a page with proper attribution to Benefit Guide NY
You may not republish, redistribute, sell, or create derivative works from our content, in whole or in part, without our prior written permission. You may not use automated means — including scrapers, bots, or AI training crawlers — to copy, mine, or ingest content from this site for any purpose, including training a machine-learning or generative-AI model, without our express written authorization.
Section 4 — Third-Party Links and Referrals
This site links to New York Workers’ Compensation Board resources, medical-billing references, and other outside sites, and may connect visitors, at their request, with independent attorneys or other professionals. We do not control these third parties, do not vouch for the outcome of any engagement you enter into with them, and are not a party to any resulting relationship. Any agreement you reach with a referred professional is strictly between you and that professional.
Section 5 — Prohibited Uses
When using this site, you agree that you will not:
- Use the site for any unlawful purpose or in violation of any applicable local, state, or federal law
- Attempt to gain unauthorized access to our servers, databases, or non-public areas of the site
- Interfere with or disrupt the site’s operation, including through malware, denial-of-service attacks, or excessive automated requests
- Submit false, misleading, or fraudulent information through any form on the site
- Misrepresent your identity or your affiliation with any person or organization
- Copy, scrape, or repurpose site content in violation of Section 3 above
Section 6 — Indemnification
You agree to indemnify and hold harmless Benefit Guide NY, its owners, contributors, and affiliates from any claim, loss, liability, or expense, including reasonable attorneys’ fees, arising out of your use of the site, your violation of these Terms, or your violation of any right of a third party.
Section 7 — Severability
If any provision of these Terms is found by a court of competent jurisdiction to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
Section 8 — Changes to These Terms
We may update these Terms from time to time to reflect changes in our practices or applicable law. The “Last Updated” date above reflects the most recent revision, and your continued use of the site after a revision is posted constitutes your acceptance of the updated Terms.
Section 9 — Contact Us
Questions about these Terms of Use may be directed to:
Benefit Guide NY
Email: [email protected]
Or visit our Contact page.